I spend my days inside fraud networks most Americans never see — dark web forums, Telegram channels and marketplaces where stolen identities are bought and sold like commodities. I study them because understanding how these systems work is the only way to stay ahead of them. What I’m seeing right now should concern every American. Iran, North Korea, Russia and China are not just conducting cyberattacks against the United States. They are running coordinated financial fraud operations inside our system — deliberately, systematically and in ways our defenses were never designed to detect. This isn’t ordinary crime . It’s statecraft. ALARMING RISE OF FAKE LEGAL REQUESTS: WHAT IT MEANS FOR YOUR PRIVACY While policymakers rightly focus on Iranian cyber threats to power grids and water systems, a quieter operation is already underway, and this is one that reaches directly into the U.S. financial system using the same tools as everyday fraudsters. Iran has spent decades building what ...